As corporations holding Bitcoin navigate a volatile market, a new OID credit structure from Two Prime Lending offers 0% interest loans, providing upfront cash without triggering a sale of bitcoin and a taxable event, with no interest due until the end of the loan.
ASHEVILLE, N.C.--(BUSINESS WIRE)--Corporate bitcoin treasuries are increasingly seeking creative ways to manage liquidity without selling assets, as macro volatility and tightening credit conditions reshape balance sheet strategy. Two Prime Lending Limited, the secured lending affiliate of Two Prime, today announced an Original Issue Discount (OID) loan designed to help CFOs unlock capital while preserving long-term Bitcoin exposure.
“Bitcoin treasuries want to avoid forced selling, especially with long-term growth on the horizon, but they also need flexible tools to access liquidity for operations and expansion,” said Alexander Blume, CEO of Two Prime. “Our OID loan structure is designed specifically for these institutions, delivering upfront capital without monthly interest drag or tax consequences.”
Rather than liquidating Bitcoin or drawing down cash reserves, companies can raise capital at a discount to face value, maximizing capital efficiency while minimizing interest burden. OID structures offer a fixed repayment amount at maturity, providing predictability and eliminating monthly interest obligations.
Two Prime’s OID loan provides 0% interest financing, delivering 90–92% of principal upfront, with full face value due at maturity. Unlike traditional structures, this approach minimizes interest expense and supports long-term treasury planning. Assets are held in segregated, secure custody with top-tier providers such as Fidelity, Anchorage, and Bitgo, and are never rehypothecated.
Key features:
Assets never traded or rehypothecated
Collateral held in segregated, secured custody
Bankruptcy-remote structure
Risk-averse lending framework
24/7 support and high-touch client experience
With access to $3 billion in lending capacity, Two Prime is committed to serving the next generation of institutional borrowers as the Bitcoin asset market matures. The company recently announced additional lending partnerships with industry players, including Hut 8 and Flowdesk.
ABOUT TWO PRIME LENDING
Two Prime Lending Limited delivers secured credit solutions to institutional bitcoin holders, offering over $3 billion in lending capacity. The firm provides flexible, non-rehypothecated loans backed by collateral held in segregated, secured custody, a model built to protect client assets and promote long-term trust in digital finance. Borrowers include miners, asset managers, family offices, and corporate treasuries seeking capital-efficient access to liquidity without compromising security.
We are affiliated with Two Prime Inc., an SEC-Registered Investment Advisor specializing in digital asset quantitative trading, risk management, and trading for institutional clients.
For more information, visit us at https://www.twoprimelending.com/ or https://www.twoprime.com/.
